Job Description
Join our award-winning finance team in the heart of Seattle's financial district! We're urgently seeking a detail-oriented Credit Analyst to drive our lending strategy and mitigate financial risks. This is a rare opportunity to make an immediate impact in a fast-paced environment with competitive compensation and growth potential.
As a key member of our Commercial Lending division, you'll analyze complex financial data, evaluate creditworthiness, and present actionable insights to senior leadership. We offer comprehensive benefits, flexible work arrangements, and a culture that values innovation and professional development.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare detailed credit reports and risk assessments for commercial loan applications
- Monitor existing loan portfolios and identify early warning signs of potential default
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with banking regulations and internal credit policies
- Present findings and recommendations to credit committee members
- Develop and maintain strong relationships with internal stakeholders and external partners
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience in banking or financial services
- Advanced proficiency in financial modeling and Excel (VBA a plus)
- Strong knowledge of GAAP, credit regulations, and risk assessment frameworks
- Exceptional analytical skills with attention to detail and accuracy
- Proven ability to interpret complex financial data and communicate insights clearly
- Experience with credit scoring models and loan origination systems
- Active SAMA or equivalent professional certification desirable