Job Description
Join our dynamic finance team as a Senior Credit Analyst at Phoenix Financial Solutions. We're urgently seeking a detail-oriented professional to drive our credit evaluation processes and support strategic financial decision-making. This is your opportunity to join a rapidly growing firm with exceptional career advancement potential.
Our ideal candidate thrives in a fast-paced environment where analytical precision meets business acumen. You'll be instrumental in mitigating financial risks while enabling our clients' success through expert credit analysis.
Responsibilities
- Analyze complex financial statements, cash flows, and creditworthiness of commercial clients
- Prepare comprehensive credit reports and risk assessments with actionable recommendations
- Collaborate with lending teams to structure optimal credit facilities and terms
- Monitor existing portfolios for early warning signs and recommend mitigation strategies
- Stay current with industry regulations and economic trends affecting credit risk
- Present findings to credit committees with clear data-driven insights
- Develop and maintain strong relationships with internal stakeholders and external partners
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field
- Minimum 5 years of commercial credit analysis experience in banking or financial services
- Advanced proficiency in financial modeling and risk assessment tools
- Credit certification (CRCM, CMB) or CPA designation strongly preferred
- Expert knowledge of GAAP, GAAS, and regulatory compliance requirements
- Exceptional analytical skills with attention to detail and accuracy
- Strong written and verbal communication skills for presenting complex information
- Ability to manage multiple deadlines in a high-volume environment