Job Description
Join our dynamic finance team as a Credit Analyst at Capital Financial Partners! We're urgently seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support our lending operations in Richmond's thriving financial district. This is a high-impact role offering competitive compensation, comprehensive benefits, and rapid career growth. Apply today to become part of a forward-thinking organization committed to financial excellence.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessment reports for loan approval committees
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on regulatory requirements (FCRA, BSA) and industry best practices
- Develop and maintain strong relationships with banking partners and credit bureaus
- Contribute to process improvements in credit evaluation workflows
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis or underwriting experience
- Advanced proficiency in Excel, financial modeling, and data visualization tools
- Strong understanding of cash flow analysis, collateral valuation, and covenant structures
- Exceptional analytical skills with attention to detail and accuracy
- Excellent written and verbal communication abilities
- Experience with credit scoring systems (e.g., Moody's, FICO) preferred
- Ability to thrive in a fast-paced, deadline-driven environment