Job Description
Join our dynamic finance team immediately! Capital Financial Partners seeks a sharp Credit Analyst to drive our lending decisions in Richmond's thriving market. This urgent opening offers rapid career growth in a collaborative environment where your expertise directly shapes our portfolio success.
We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and support strategic lending initiatives. Enjoy competitive compensation, comprehensive benefits, and the opportunity to work with industry leaders in Virginia's financial hub.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and economic trends impacting credit decisions
- Develop accurate financial models for forecasting and scenario analysis
- Present findings to senior stakeholders through clear, data-driven reports
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP, credit policies, and regulatory requirements
- Exceptional analytical skills with attention to detail
- Excellent written and verbal communication abilities
- CFP, CFA, or FRM certification preferred
- Experience with credit scoring systems (e.g., Moody's Analytics, FICO)