Job Description
Join our innovative finance team as a Senior Credit Analyst and shape the future of lending decisions. This remote-friendly position offers the flexibility to work from anywhere while making a tangible impact on our portfolio's health. You'll collaborate with cross-functional teams to evaluate creditworthiness, mitigate risks, and drive strategic growth. Enjoy competitive compensation, comprehensive benefits, and continuous professional development opportunities in a dynamic, forward-thinking environment.
Responsibilities
- Analyze complex financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare detailed credit recommendations and risk mitigation strategies for senior leadership
- Manage and monitor loan portfolios while ensuring compliance with regulatory standards
- Develop and maintain strong relationships with internal stakeholders and external partners
- Contribute to process improvements by leveraging data analytics and automation tools
- Lead training initiatives for junior analysts and mentor team members
- Stay updated on market conditions affecting credit risk and adjust strategies accordingly
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA/CFA preferred)
- 5+ years of progressive credit analysis experience in financial services
- Expert proficiency in financial modeling and Excel (advanced functions)
- Strong understanding of GAAP, IFRS, and credit risk frameworks
- Exceptional analytical skills with attention to detail and accuracy
- Proven ability to interpret complex financial data and make data-driven decisions
- Excellent written and verbal communication skills for stakeholder engagement
- Experience with credit scoring models and portfolio management systems