Job Description
Join our dynamic finance team as a Senior Credit Analyst in Bakersfield, CA! We're seeking a detail-oriented professional to evaluate credit risk and support lending decisions through remote-first flexibility. Enjoy competitive compensation, comprehensive benefits, and career growth in a collaborative environment.
Why Work With Us?
• Industry-leading training in credit risk management
• Hybrid remote work model (3 days/week onsite)
• Health, dental, vision, and 401(k) matching
• Professional development stipend
• Award-winning company culture focused on employee wellness
Responsibilities
- Analyze financial statements and creditworthiness of commercial clients
- Prepare detailed credit reports with risk assessments and recommendations
- Monitor portfolio performance and identify potential delinquencies
- Collaborate with lending teams to structure optimal credit solutions
- Stay current on industry regulations and compliance requirements
- Lead cross-functional meetings to present credit decisions
- Develop and maintain risk assessment models
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Credit certification (CRCM, CCE) preferred
- Strong analytical and decision-making skills
- Excellent communication and presentation abilities
- Experience with commercial lending platforms (e.g., Fiserv, Jack Henry)
- Ability to work independently in remote environment