Job Description
Join our dynamic finance team as a Senior Credit Analyst in Memphis, TN! We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support lending decisions. Enjoy competitive compensation, career growth opportunities, and a collaborative environment. Start your new role tomorrow – apply today!
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare comprehensive credit reports and risk assessment documentation
- Monitor existing loan portfolios and identify early warning signals
- Collaborate with lending teams to structure optimal credit solutions
- Ensure compliance with internal policies and regulatory requirements
- Develop recommendations for credit approval, denial, or modification
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and credit risk principles
- Excellent analytical and decision-making abilities
- Effective communication and presentation skills
- Professional certification (CFA, CMA) preferred