Job Description
Join our elite finance team at Commerce Bank and unlock your potential in a high-impact Credit Analyst role. We're seeking a detail-driven professional to evaluate creditworthiness, mitigate financial risks, and drive strategic lending decisions in Kansas City's thriving financial district. Enjoy competitive compensation, comprehensive benefits, and career advancement in a collaborative, growth-oriented environment.
Responsibilities
- Analyze complex financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports with actionable recommendations for senior leadership
- Monitor existing loan portfolios and identify early warning signs of potential defaults
- Collaborate with commercial banking teams to structure optimal credit solutions
- Stay current on regulatory compliance (GAAP, SOX) and industry best practices
- Leverage financial modeling tools to forecast repayment scenarios and loss projections
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Economics (MBA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Expert proficiency in financial statement analysis and ratio interpretation
- Advanced Excel skills (VLOOKUP, pivot tables, financial modeling)
- Strong understanding of secured/unsecured lending structures
- Proven track record of managing high-value credit portfolios
- Series 7/63 licenses (or ability to obtain within 90 days)