Job Description
Join our elite finance team as a Senior Credit Analyst and elevate your career in one of Arizona's most dynamic markets. We're seeking a detail-oriented professional with a passion for financial risk assessment to drive our lending strategies forward. This premium role offers competitive compensation, comprehensive benefits, and opportunities for rapid career advancement within a nationally recognized financial institution.
Our Glendale-based team operates at the intersection of innovation and tradition, leveraging cutting-edge analytics while maintaining our commitment to personalized client relationships. If you thrive in fast-paced environments and possess deep expertise in credit evaluation, this is your chance to make a significant impact.
Responsibilities
- Conduct in-depth financial statement analysis and risk assessments for commercial and industrial clients
- Develop comprehensive credit recommendations using advanced financial modeling techniques
- Prepare detailed credit memos and presentations for executive credit committees
- Monitor existing loan portfolios and identify early warning signs of potential credit deterioration
- Collaborate with relationship managers to structure complex credit facilities
- Stay current on industry trends, regulatory changes, and economic developments affecting credit risk
- Mentor junior analysts and contribute to continuous improvement of credit processes
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA or CFA preferred)
- 5+ years of progressive credit analysis experience in commercial banking or lending
- Expertise in financial statement analysis, cash flow modeling, and ratio analysis
- Strong knowledge of SBA lending programs and commercial real estate financing
- Proficiency with credit software platforms (e.g., Moody's Analytics, Fiserv)
- Exceptional analytical skills with attention to detail and accuracy
- Excellent communication abilities for presenting complex financial concepts
- Active Arizona NMLS license or willingness to obtain within 90 days