Job Description
Join our dynamic finance team at Global Financial Partners as a Senior Credit Analyst in Newark, NJ. We're seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support strategic lending decisions. This hybrid role offers competitive compensation, comprehensive benefits, and opportunities for career growth in a fast-paced financial environment. If you're passionate about financial analysis and want to make an impact, apply today!
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing credit portfolios and identify early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with internal policies and regulatory requirements (FDIC, OCC)
- Develop and maintain robust credit risk models and scoring systems
- Present complex financial data clearly to senior leadership and stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field required
- 3+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in financial modeling (Excel, Bloomberg)
- Strong knowledge of GAAP and credit underwriting principles
- CFP or CFA designation preferred
- Exceptional analytical and problem-solving abilities
- Excellent written and verbal communication skills
- Ability to manage multiple deadlines in a fast-paced environment