Job Description
Are you a detail-oriented financial professional looking for a high-impact career in the heart of California’s Central Valley? Pacific Western Financial Group is seeking a highly skilled and High Paying Credit Analyst to join our dynamic finance team. We offer a competitive salary, comprehensive benefits, and a collaborative work environment where your analytical skills directly drive our success.
As a Credit Analyst, you will play a pivotal role in assessing financial risk, analyzing creditworthiness, and ensuring the stability of our loan portfolio. If you are ready to advance your career in finance with a top-tier organization, apply today!
Why Join Us?
- Competitive salary and performance bonuses.
- Comprehensive health, dental, and vision insurance.
- 401(k) retirement plan with company match.
- Professional development and certification support.
- A supportive, inclusive culture in Fresno, CA.
Responsibilities
- Analyze financial statements, tax returns, and credit history of potential borrowers to determine creditworthiness.
- Conduct thorough risk assessments and prepare detailed credit memos and loan presentations.
- Monitor existing loan portfolios to identify early warning signs of default and recommend remedial actions.
- Collaborate with loan officers and underwriting teams to structure financing solutions that meet client needs.
- Ensure compliance with internal policies, regulatory standards, and banking regulations.
- Perform ratio analysis, trend forecasting, and industry research to support lending decisions.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- Minimum of 3-5 years of experience in credit analysis, commercial lending, or risk management.
- Proficiency in financial modeling and advanced knowledge of MS Excel (PivotTables, VLOOKUP).
- Strong understanding of credit risk principles, underwriting guidelines, and regulatory compliance.
- Excellent analytical, problem-solving, and decision-making skills.
- Strong verbal and written communication abilities with a client-focused mindset.