Job Description
Join our dynamic finance team as a Senior Credit Analyst and make an immediate impact on our growing portfolio. Capital Growth Financial is seeking a detail-oriented professional to evaluate creditworthiness, assess financial risks, and support strategic lending decisions in our Raleigh headquarters. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment where your expertise drives financial excellence.
Responsibilities
- Analyze financial statements, cash flow projections, and industry trends to assess credit risk
- Prepare detailed credit memos and risk assessment reports for portfolio review
- Monitor existing loan portfolios and identify early warning signals
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure compliance with regulatory requirements and internal policies
- Present findings to credit committees with clear recommendations
- Support portfolio management through ongoing financial analysis
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and Excel
- Deep understanding of credit risk frameworks and banking regulations
- Experience with credit scoring models and portfolio analysis tools
- Excellent analytical, communication, and presentation skills
- Proven ability to manage deadlines and competing priorities
- Industry knowledge in technology or healthcare sectors preferred