Job Description
Join our dynamic finance team as a Senior Credit Analyst and start making an immediate impact! Financial Horizons Group is seeking a detail-oriented professional to evaluate creditworthiness and manage risk portfolios for our expanding client base in El Paso's thriving business community. This is your opportunity to leverage your analytical skills in a supportive environment while contributing to our mission of fostering sustainable economic growth.
We offer competitive compensation, comprehensive benefits, and clear pathways for career advancement. Our modern downtown office features collaborative workspaces and state-of-the-art financial analysis tools. If you're ready to elevate your career in finance while enjoying El Paso's unique blend of cultural richness and affordable living, apply today!
Responsibilities
- Analyze financial statements and credit applications to assess borrower risk profiles
- Prepare detailed credit reports and recommendations for loan approval committees
- Monitor existing credit portfolios for early risk identification and mitigation
- Collaborate with commercial lenders to structure optimal financing solutions
- Stay current with industry regulations and compliance requirements
- Develop risk mitigation strategies for high-exposure accounts
- Maintain accurate documentation in loan origination systems
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics)
- Credit certification (CRCM or CCE) preferred
- Strong understanding of GAAP and credit risk frameworks
- Excellent analytical and decision-making abilities
- Effective communication skills for stakeholder presentations
- Spanish bilingualism highly valued for local market