Job Description
Join our elite finance team as a Senior Credit Analyst and unlock your potential in one of Memphis' most rewarding financial roles. We're seeking a strategic thinker to drive credit risk assessment for our expanding portfolio, offering unparalleled career growth and compensation. Enjoy a modern downtown office with competitive benefits and the opportunity to shape our credit framework.
Responsibilities
- Analyze complex financial statements and credit applications to assess risk exposure
- Develop comprehensive credit recommendations for commercial and industrial clients
- Monitor portfolio performance and identify early warning indicators
- Collaborate with senior leadership to refine credit policies and procedures
- Present risk analyses to executive stakeholders through detailed reports
- Maintain compliance with federal banking regulations and internal controls
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in Excel, SQL, and financial modeling software
- Strong understanding of cash flow analysis and risk assessment frameworks
- Proven ability to interpret industry-specific financial metrics
- Professional certification (CRCM, CFA, or FRM) highly valued