Job Description
Join our award-winning finance team as a Senior Credit Analyst and play a pivotal role in driving our company's growth through strategic risk assessment. We're seeking a detail-oriented professional to evaluate creditworthiness, analyze financial statements, and recommend lending decisions that balance opportunity and risk. Enjoy a collaborative environment with competitive benefits, professional development opportunities, and the chance to make a tangible impact in Atlanta's thriving financial sector.
Responsibilities
- Analyze complex financial statements and cash flow projections to assess borrower creditworthiness
- Prepare detailed credit reports with risk ratings and mitigation strategies
- Monitor portfolio performance and identify early warning signs of potential defaults
- Collaborate with commercial banking teams to structure optimal credit solutions
- Stay current on industry regulations and economic trends affecting credit risk
- Maintain accurate documentation and compliance with internal policies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 5+ years of credit analysis experience in commercial banking or financial services
- Expert proficiency in Excel and financial modeling software
- Strong knowledge of GAAP and credit risk frameworks
- Credit certification (CRCM, CMB) preferred
- Exceptional analytical and decision-making abilities
- Excellent communication skills for presenting complex financial data