Job Description
Join our dynamic finance team in San Jose as a Senior Credit Analyst and drive critical financial decision-making for our growing tech-focused portfolio. This direct hire role offers unparalleled opportunities to work with industry leaders while advancing your career in a collaborative, innovation-driven environment. Our competitive compensation package includes performance bonuses, comprehensive health benefits, and professional development stipends. Located in the heart of Silicon Valley, you'll be at the epicenter of fintech innovation with easy access to networking events and industry conferences.
Responsibilities
- Analyze complex financial statements and creditworthiness of mid-market technology companies
- Prepare detailed credit risk assessments and recommendation memos for executive review
- Monitor existing credit portfolios and identify early warning signs of financial distress
- Collaborate with sales teams to structure optimal financing solutions for clients
- Stay current on industry trends and regulatory changes affecting credit risk management
- Maintain accurate documentation in compliance with internal policies and regulatory requirements
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience with technology sector focus
- Advanced proficiency in financial modeling and Excel (including VLOOKUP, pivot tables)
- Credit certification (CRCM, CCE, or equivalent) strongly preferred
- Strong analytical skills with attention to detail and accuracy
- Excellent written and verbal communication skills for stakeholder interactions
- Experience with credit risk software (e.g., Moody's RiskIntegrity, S&P Capital IQ)