Job Description
Join our dynamic finance team in El Paso, TX as a Senior Credit Analyst where you'll evaluate loan applications, assess credit risks, and make critical financial decisions. We offer competitive benefits, career growth opportunities, and a collaborative work environment. Apply today to become part of our award-winning financial services firm.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare comprehensive credit memos and risk assessment reports
- Monitor existing loan portfolios for compliance and early warning signs
- Collaborate with sales teams to structure optimal credit solutions
- Stay updated on regulatory changes affecting credit policies
- Present credit recommendations to credit committees
- Maintain accurate documentation in loan origination systems
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of GAAP and lending regulations
- Excellent analytical and decision-making abilities
- Credit certification (CRCM/CCE) preferred
- Bilingual (English/Spanish) required