Job Description
Join our dynamic finance team in Albuquerque as a Credit Analyst with premium equipment provided to elevate your performance! We're seeking detail-oriented professionals to evaluate creditworthiness, assess financial risks, and support lending decisions. Enjoy a modern work environment fully equipped with high-performance laptops, dual monitors, and specialized financial software to maximize your efficiency.
At Albuquerque Financial Solutions, we invest in our people. You'll receive comprehensive training, mentorship from senior analysts, and state-of-the-art tools to excel in credit risk assessment. This role offers competitive compensation, comprehensive benefits, and the opportunity to grow within a supportive team environment.
Responsibilities
- Analyze financial statements, credit reports, and market data to assess borrower risk profiles
- Prepare detailed credit recommendations and risk assessments for loan committees
- Monitor existing credit portfolios and identify potential exposure issues
- Collaborate with lending teams to structure optimal credit solutions
- Maintain accurate documentation and ensure regulatory compliance
- Leverage provided financial modeling software for scenario analysis
- Stay updated on industry trends and economic indicators affecting credit decisions
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial lending experience
- Advanced proficiency in Excel, financial modeling, and credit analysis tools
- Strong understanding of financial statements, cash flow analysis, and risk metrics
- Excellent analytical, problem-solving, and communication skills
- Ability to work independently with minimal supervision
- Professional certification (CFA, CRCM) preferred
- Valid driver's license for occasional client meetings