Job Description
Join our award-winning finance team in downtown Detroit as a Senior Credit Analyst! At Global Financial Services Inc., we're revolutionizing risk assessment for mid-market enterprises. This pivotal role combines financial acumen with strategic decision-making to shape our lending portfolio. You'll work in our state-of-the-art Detroit headquarters with hybrid flexibility, collaborate with industry leaders, and access unparalleled professional development opportunities. We offer comprehensive benefits, performance bonuses, and clear career advancement paths.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit recommendations for loan committees with risk-adjusted pricing structures
- Monitor existing portfolios for early warning signs and recommend mitigation strategies
- Develop complex financial models to forecast cash flows and stress-test scenarios
- Collaborate with relationship managers to structure optimal credit solutions
- Maintain compliance with federal regulations and internal risk policies
- Lead cross-functional initiatives to enhance credit underwriting efficiency
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Economics (MBA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Expert proficiency in financial modeling (Excel, Bloomberg, Moody's Analytics)
- Deep understanding of GAAP, GAAP, and regulatory frameworks
- Proven track record in risk assessment for diverse industry sectors
- Strong analytical skills with attention to detail and accuracy
- Excellent communication with ability to present complex concepts clearly
- Professional certification (CFA, FRM) highly desirable