Job Description
Join our elite finance team at Global Financial Partners Inc., a leading financial institution in Philadelphia, PA. We're seeking a highly analytical Senior Credit Analyst to evaluate complex credit risks and drive strategic lending decisions. This high-impact role offers exceptional compensation, career advancement opportunities, and a dynamic work environment in the heart of Philadelphia's financial district. If you excel in financial modeling, risk assessment, and stakeholder collaboration, this is your chance to elevate your career in one of America's most vibrant financial hubs.
Responsibilities
- Analyze complex financial statements and credit data to assess borrower risk profiles
- Develop comprehensive credit risk models and recommend loan approval terms
- Prepare detailed credit memos and presentations for executive review
- Monitor existing loan portfolios and identify early warning signals
- Collaborate with sales teams to structure optimal credit solutions
- Stay current with industry regulations and economic trends
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 5+ years of progressive credit analysis experience in commercial lending
- Advanced proficiency in Excel, financial modeling, and data analysis tools
- Credit certification (CRCM, CMB preferred)
- Deep understanding of cash flow analysis, ratio interpretation, and industry risk factors
- Exceptional communication skills for presenting complex findings to stakeholders