Job Description
Join our dynamic finance team at Northwest Financial Partners, where your expertise in credit analysis will drive strategic lending decisions and shape our portfolio's growth. We're seeking a meticulous Senior Credit Analyst to evaluate commercial loan applications, assess risk exposure, and collaborate with cross-functional teams to deliver exceptional financial solutions. If you thrive in a fast-paced environment where analytical rigor meets client relationship excellence, this role is your opportunity to advance your career in Portland's thriving financial sector.
Responsibilities
- Analyze commercial loan applications and financial statements to assess creditworthiness and risk profiles
- Prepare comprehensive credit memos and risk assessments for loan committee review
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure optimal financing solutions
- Stay current on industry regulations and economic trends affecting credit decisions
- Present complex financial analyses clearly to stakeholders and executive leadership
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience in banking or financial services
- Proficiency in financial modeling software (e.g., Bloomberg, Moody's Analytics)
- Credit certification (CRCM, CCE, or similar) highly desirable
- Deep understanding of cash flow analysis, collateral valuation, and covenant structures
- Exceptional analytical skills with attention to detail and accuracy
- Strong communication abilities for presenting complex financial concepts