Job Description
Join our dynamic finance team as a Senior Credit Analyst in El Paso, TX! We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and drive financial decision-making. Enjoy competitive compensation, comprehensive benefits, and a supportive culture focused on growth. Start your career advancement tomorrow!
Responsibilities
- Analyze financial statements and credit data to assess borrower risk profiles
- Prepare detailed credit reports and recommendations for lending decisions
- Monitor existing portfolios for compliance and early risk detection
- Collaborate with commercial lenders to structure optimal financing solutions
- Stay current on industry regulations and credit trends affecting regional markets
- Present findings to credit committees with clear, actionable insights
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and risk assessment tools
- Expert knowledge of FICO scoring and credit bureau reports
- Certified Credit Professional (CCP) designation preferred
- Exceptional analytical and communication skills
- Ability to thrive in fast-paced, deadline-driven environments