Job Description
Join our elite finance team at First National Bank of Chicago as a Senior Credit Analyst. This high-impact role offers a competitive salary package and unparalleled growth opportunities in the heart of downtown Chicago. You'll evaluate complex credit applications, conduct risk assessments, and drive strategic lending decisions that shape our portfolio's success. We're seeking analytical professionals with a passion for precision and a desire to excel in a dynamic financial environment.
Responsibilities
- Analyze commercial and industrial credit applications for risk assessment
- Prepare detailed credit reports and financial spreadsheets
- Monitor existing loan portfolios for compliance and performance
- Collaborate with relationship managers on structuring credit facilities
- Stay updated on regulatory changes affecting credit operations
- Present credit recommendations to senior credit committees
- Develop predictive models for default probability analysis
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA preferred)
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling tools
- Credit certification (CRCM, CCE, or equivalent) required
- Deep understanding of cash flow analysis and ratio interpretation
- Exceptional attention to detail and critical thinking skills
- Strong communication for presenting complex financial concepts
- Experience with credit underwriting software (e.g., Moody's RiskCal)