Job Description
Join our dynamic finance team as a Senior Credit Analyst in Tucson, AZ. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic decision-making. Enjoy competitive compensation, comprehensive benefits, and career growth in a collaborative environment. Apply today to become part of our award-winning financial institution.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare detailed credit recommendations for loan approval and structuring
- Monitor existing portfolios and identify early warning signs of potential defaults
- Collaborate with sales teams to structure optimal financing solutions
- Ensure compliance with federal and state lending regulations
- Develop risk mitigation strategies for high-exposure accounts
- Present findings to credit committees using data-driven insights
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Proficiency in credit scoring models and risk assessment frameworks
- Advanced Excel skills with financial modeling capabilities
- Strong understanding of GAAP and banking regulations
- Credit certification (CRCM or CCE) highly desirable
- Exceptional analytical and decision-making abilities
- Experience with credit software (e.g., Moody's Analytics, FICO)