Job Description
Join our dynamic finance team in Philadelphia as a Senior Credit Analyst and enjoy the convenience of weekly pay! We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic decision-making. This role offers competitive compensation, growth opportunities, and a collaborative work environment in the heart of Philadelphia's financial district.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk
- Prepare comprehensive credit recommendations for commercial and consumer lending portfolios
- Monitor existing credit exposures and recommend risk mitigation strategies
- Collaborate with sales teams to structure credit solutions aligned with client needs
- Ensure compliance with federal regulations and internal credit policies
- Document credit analysis processes and maintain accurate reporting systems
- Present credit risk assessments to senior management committees
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or underwriting experience
- Strong proficiency in financial modeling and credit scoring systems
- Expert knowledge of GAAP and credit risk management principles
- Excellent analytical skills with attention to detail
- Ability to interpret complex financial data and market conditions
- Professional certification (CFA, FRM) preferred
- Experience with credit software (e.g., Moody's Analytics, FICO)