Job Description
Join our prestigious financial institution in Washington, DC as a Senior Credit Analyst. We're seeking a detail-oriented professional with a passion for financial risk assessment to evaluate creditworthiness, structure deals, and mitigate portfolio risks. Enjoy competitive compensation, comprehensive benefits, and a dynamic work environment in the heart of the nation's capital.
Responsibilities
- Analyze financial statements, cash flows, and market trends to assess borrower creditworthiness
- Prepare detailed credit memos and risk assessments for commercial loan applications
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure complex financing solutions
- Stay current on regulatory changes (FIRREA, Dodd-Frank) impacting credit decisions
- Present findings to credit committees with clear, data-driven recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA/CFA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Expertise in financial modeling and ratio analysis
- Strong knowledge of SEC filings and GAAP/IFRS standards
- Proven ability to interpret industry-specific risk factors
- Advanced proficiency in Excel and credit software (e.g., Moody's Analytics)
- Excellent written/verbal communication skills for stakeholder presentations