Job Description
Join our dynamic finance team at Capital Financial Partners as a Senior Credit Analyst in Charlotte's thriving financial district. You'll evaluate creditworthiness of corporate clients, mitigate financial risks, and drive strategic lending decisions in a fast-paced environment. Our collaborative culture offers competitive benefits, professional development opportunities, and the chance to impact Charlotte's growing business landscape. Apply today to become part of a forward-thinking financial institution committed to excellence.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess credit risk
- Prepare comprehensive credit reports and recommend loan structures
- Monitor portfolio performance and identify early warning signs
- Collaborate with relationship managers to structure optimal financing solutions
- Ensure compliance with regulatory requirements and internal policies
- Present complex credit analyses to senior leadership committees
- Develop and maintain robust risk assessment frameworks
Qualifications
- Bachelor's degree in Finance, Accounting, or Business required
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling tools
- Strong understanding of GAAP and credit underwriting principles
- Excellent analytical skills with attention to detail
- Proven ability to interpret complex financial data
- Professional certifications (CFA, FRM) preferred
- Experience in banking or financial services industry