Job Description
Join our dynamic finance team in Detroit as a Senior Credit Analyst and drive critical financial decision-making. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and support our growing portfolio of commercial clients. Enjoy a collaborative environment with competitive compensation, comprehensive benefits, and clear career advancement paths in the heart of Michigan's economic hub.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess credit risk
- Prepare detailed credit reports and recommendations for senior leadership
- Monitor existing portfolios and identify early warning signals of potential defaults
- Collaborate with commercial banking teams on credit structuring and approval processes
- Stay current on regulatory changes affecting credit policies
- Develop and maintain strong relationships with internal stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Expertise in financial statement analysis and ratio interpretation
- Proficiency in credit software (e.g., Moody's Analytics, CreditEdge)
- Strong knowledge of SEC regulations and banking compliance
- Credit certification (CRCM, CMB) highly desirable
- Exceptional analytical and problem-solving abilities