Job Description
Are you a strategic thinker with a passion for financial risk management?
Lincoln Financial Partners is seeking a highly skilled Senior Credit Analyst to join our dynamic team in Lincoln, Nebraska. We offer a competitive salary package, comprehensive benefits, and a culture that values professional growth and integrity.
In this high-impact role, you will be at the forefront of our lending decisions, analyzing complex financial data and ensuring the sustainability of our loan portfolio. If you are ready to take your career to the next level in a stable and rewarding environment, we want to hear from you.
Responsibilities
- Conduct thorough analysis of financial statements, cash flow projections, and collateral values to assess borrower creditworthiness.
- Prepare detailed credit memos, loan packages, and risk assessment reports for loan committees.
- Monitor existing loan portfolios to identify early warning signs of financial distress or deterioration.
- Collaborate with lending officers and relationship managers to structure complex credit facilities.
- Ensure compliance with all regulatory requirements and internal credit policies.
- Utilize financial modeling techniques to forecast borrower performance under various economic scenarios.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (Master’s preferred).
- Minimum of 3-5 years of experience in commercial credit analysis or commercial lending.
- Strong proficiency in Microsoft Excel (advanced functions, pivot tables, VBA) and financial software systems.
- Deep understanding of banking regulations, including CRA (Community Reinvestment Act) and Basel III guidelines.
- Excellent analytical skills with the ability to interpret complex data and draw actionable conclusions.
- Strong communication skills, both written and verbal, with the ability to present findings to senior management.