Job Description
Join Honolulu's premier financial institution as a Senior Credit Analyst and unlock your potential in paradise. We're seeking a strategic finance professional to evaluate commercial credit risks and drive portfolio growth in Hawaii's dynamic market. Enjoy competitive compensation, comprehensive benefits, and a work-life balance that's second to none. Apply today and elevate your career in the heart of the Pacific.
Responsibilities
- Analyze complex commercial loan applications and financial statements for risk assessment
- Prepare detailed credit memoranda and recommendations for lending committee
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with relationship managers to structure optimal credit solutions
- Stay updated on regulatory changes and industry trends affecting Hawaii markets
- Maintain accurate documentation in compliance with federal and state regulations
- Lead cross-functional initiatives to enhance credit risk models
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration (MBA preferred)
- 5+ years of commercial credit analysis experience with financial institutions
- Advanced proficiency in financial modeling software (e.g., Moody's Analytics)
- Strong understanding of GAAP and credit risk frameworks
- Proven track record in portfolio management and risk mitigation
- Excellent analytical skills with attention to detail
- Active Hawaii real estate lending license (or ability to obtain within 90 days)
- Professional certification (CRCM, CFA, or FRM) highly valued