Job Description
Join our dynamic finance team as a Senior Credit Analyst and unlock your career potential with a $10,000 sign-on bonus! We're seeking a detail-oriented professional to drive credit risk assessments and support our growing portfolio. Enjoy competitive benefits, remote flexibility options, and opportunities for professional growth in Albuquerque's thriving financial sector.
Responsibilities
- Conduct comprehensive credit analysis on commercial loan applications
- Prepare detailed financial statements and risk assessment reports
- Collaborate with lending teams to structure optimal credit solutions
- Monitor portfolio performance and identify early warning indicators
- Ensure compliance with regulatory requirements and internal policies
- Develop risk mitigation strategies for high-risk accounts
- Maintain accurate documentation in credit management systems
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and ratio analysis
- Expertise in credit risk assessment methodologies
- Familiarity with FICO scoring and industry benchmarks
- Advanced Excel skills and CRM system experience
- Strong analytical and problem-solving abilities
- Excellent written and verbal communication skills