Job Description
Join Detroit Financial Solutions as a Senior Credit Analyst and drive our credit risk assessment strategy in a remote-friendly environment. We're seeking a detail-oriented finance professional to evaluate commercial loan applications, analyze financial statements, and mitigate portfolio risk while contributing to our mission of empowering Detroit's economic growth. This hybrid role offers flexibility with 3 days/week remote work and competitive benefits including professional development stipends and wellness programs.
Responsibilities
- Analyze complex financial statements, cash flows, and creditworthiness of commercial clients
- Prepare detailed credit memos and risk assessments for loan committee review
- Monitor existing portfolios for early warning signs of potential defaults
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and credit risk methodologies
- Maintain accurate documentation in core banking systems
Qualifications
- Bachelor's degree in Finance, Accounting, or related field required
- 5+ years commercial credit analysis experience
- Advanced proficiency in Excel modeling and financial software
- Strong understanding of bankruptcy law and collateral valuation
- Credit Analyst (CMA) or equivalent certification preferred
- Experience with SBA and commercial loan structures
- Exceptional analytical and communication skills