Job Description
Join our dynamic team at Empire Financial Partners as a Senior Credit Analyst in Buffalo, NY. We're seeking a detail-oriented professional to drive our lending portfolio's success through rigorous financial analysis and risk assessment. This role offers competitive compensation, growth opportunities, and the chance to make a tangible impact in Western New York's financial landscape. If you excel at dissecting financial data and thrive in a collaborative environment, apply today to advance your career in finance.
Responsibilities
- Analyze commercial and consumer credit applications to assess risk and recommend approval terms
- Prepare detailed credit reports and financial statements for portfolio review
- Monitor existing accounts for payment compliance and potential delinquencies
- Collaborate with loan officers to structure optimal financing solutions
- Ensure adherence to federal and state regulatory compliance standards
- Develop risk mitigation strategies for high-exposure accounts
- Stay current with industry trends affecting credit markets
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of commercial credit analysis experience
- Expertise in financial statement analysis and ratio interpretation
- Proficiency in credit underwriting software (e.g., Moody's Analytics, RiskSpan)
- Strong knowledge of FICO scoring and credit bureau reporting
- Excellent written communication skills for credit memos and reports
- FINRA Series 63/66 or willingness to obtain