Job Description
Join Detroit Financial Partners as a Senior Credit Analyst and become a key player in our dynamic finance team. We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk portfolios, and drive data-driven lending decisions. This role offers unparalleled growth opportunities in one of America's most vibrant financial hubs.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess borrower creditworthiness
- Prepare comprehensive credit reports and risk mitigation strategies for commercial loans
- Collaborate with relationship managers to structure optimal financing solutions
- Monitor existing portfolios for early risk identification and proactive intervention
- Stay updated on regulatory changes affecting credit policies
- Mentor junior analysts and improve departmental credit assessment frameworks
Qualifications
- Bachelor's degree in Finance, Accounting, or Business (MBA preferred)
- 5+ years of commercial credit analysis experience
- Expert proficiency in financial modeling and Excel
- Strong understanding of GAAP and credit underwriting principles
- Excellent analytical and decision-making skills
- Experience with credit scoring models and risk assessment tools
- Professional certification (CRCM, CCE) highly desirable