Job Description
Join our elite finance team as a Senior Credit Analyst at Valley Financial Group, where your expertise drives multi-million-dollar decisions. We're seeking a meticulous professional to analyze complex financial data, mitigate risks, and shape our lending strategy in California's dynamic Central Valley market. Enjoy competitive compensation, comprehensive benefits, and career advancement opportunities in Fresno's premier financial hub.
Responsibilities
- Analyze commercial and consumer credit applications using financial modeling tools
- Prepare detailed credit risk assessments and portfolio reports for executive review
- Collaborate with loan officers to structure optimal financing solutions
- Monitor compliance with regulatory requirements and internal policies
- Identify market trends impacting credit risk exposure
- Lead cross-functional initiatives to enhance underwriting efficiency
- Maintain accurate documentation of credit decisions and risk mitigation strategies
Qualifications
- Bachelor's degree in Finance, Accounting, or Economics (MBA preferred)
- 5+ years of credit analysis experience in banking or financial services
- Advanced proficiency in financial software (Bloomberg, Moody's) and Excel
- CFA or CRCM certification strongly preferred
- Expertise in analyzing complex financial statements and cash flows
- Demonstrated success in high-stakes credit risk management
- Exceptional analytical and decision-making abilities
- Strong communication skills for presenting to C-suite executives