Job Description
Join our dynamic finance team at Global Financial Solutions Inc. as a Senior Credit Analyst in the heart of Seattle's bustling financial district. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and drive strategic lending decisions. This role offers unparalleled growth opportunities in a collaborative environment with competitive benefits and cutting-edge financial tools.
Responsibilities
- Analyze complex financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare comprehensive credit memos and risk assessments for commercial and industrial loans
- Collaborate with relationship managers to structure optimal credit solutions
- Monitor existing portfolios and recommend proactive risk mitigation strategies
- Stay current with regulatory compliance (FDIC, OCC) and industry best practices
- Present findings to credit committees with data-driven recommendations
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Economics (MBA preferred)
- 5+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in Excel, SQL, and financial modeling software
- Deep understanding of cash flow analysis and ratio interpretation
- Credit risk certification (CRCM or equivalent) highly desirable
- Exceptional analytical skills with attention to detail
- Strong communication abilities for stakeholder presentations