Job Description
Join our dynamic finance team as a Senior Credit Analyst in Charlotte's thriving financial district. You'll be instrumental in evaluating commercial loan applications, managing risk portfolios, and supporting our bank's expansion in the Southeast. Enjoy competitive compensation, hybrid work options, and opportunities for professional growth in one of America's fastest-growing financial hubs.
Responsibilities
- Analyze commercial credit applications and financial statements to assess borrower risk
- Prepare comprehensive credit reports with actionable recommendations for loan committees
- Monitor existing loan portfolios for compliance and early risk detection
- Collaborate with relationship managers to structure optimal financing solutions
- Stay updated on industry regulations and economic trends affecting credit risk
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience
- Strong proficiency in financial modeling and Excel
- CFP, CMA, or FRM certification highly desirable
- Demonstrated knowledge of SBA lending and commercial real estate finance