Job Description
Join Memphis Financial Partners as a Senior Credit Analyst and drive impactful financial decisions in the heart of the Mid-South. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate risks, and support our growing portfolio of commercial clients. Enjoy a collaborative environment with competitive compensation, comprehensive benefits, and opportunities for career advancement. Start your journey tomorrow and make a difference in Memphis' thriving financial landscape.
Responsibilities
- Analyze financial statements, cash flow projections, and industry trends to assess credit risk
- Prepare detailed credit reports and recommendations for loan approval committees
- Monitor existing loan portfolios and identify early warning signals for potential defaults
- Collaborate with relationship managers to structure complex financing solutions
- Ensure compliance with regulatory requirements and internal credit policies
- Develop predictive models for credit scoring and risk assessment
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 3+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Strong knowledge of GAAP and credit risk frameworks
- Certified Credit Professional (CCP) designation a plus
- Exceptional analytical skills and attention to detail
- Ability to communicate complex financial concepts clearly