Job Description
Join our dynamic finance team as a Senior Credit Analyst in sunny St. Petersburg, FL! We're seeking a detail-oriented professional to evaluate credit risks, analyze financial statements, and support our lending decisions. This immediate hire opportunity offers competitive compensation, comprehensive benefits, and a collaborative work environment in Florida's vibrant financial hub. If you excel in financial analysis and thrive in fast-paced settings, apply today to launch your career growth journey!
Responsibilities
- Conduct comprehensive credit risk assessments for commercial and individual clients
- Analyze financial statements, cash flows, and collateral security
- Prepare detailed credit reports with actionable recommendations
- Monitor existing credit portfolios for compliance and risk mitigation
- Collaborate with loan officers to structure optimal credit solutions
- Stay updated on industry regulations and economic trends
- Maintain accurate documentation in compliance with bank policies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience
- Advanced proficiency in Excel and financial modeling
- Credit certification (CRCM or equivalent) preferred
- Strong analytical and problem-solving abilities
- Excellent written and verbal communication skills
- Experience with credit scoring systems (e.g., Moody's Analytics)
- Ability to manage multiple deadlines in a fast-paced environment