Job Description
Join our award-winning financial institution as a Senior Credit Analyst and play a pivotal role in shaping our lending portfolio. We're seeking a detail-oriented professional with a passion for financial analysis to evaluate creditworthiness, mitigate risks, and drive informed lending decisions in Baltimore's thriving financial district. Enjoy competitive compensation, comprehensive benefits, and opportunities for professional growth in a collaborative environment.
Responsibilities
- Analyze financial statements, cash flows, and creditworthiness of commercial and industrial borrowers
- Prepare detailed credit memos and risk assessments for loan committees
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with relationship managers to structure optimal credit solutions
- Stay current on industry regulations and economic trends affecting credit risk
- Present complex financial analyses to senior stakeholders
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of commercial credit analysis experience
- Advanced proficiency in Excel and financial modeling software
- Credit certification (CRCM, CMB) preferred
- Strong understanding of GAAP and lending regulations
- Exceptional analytical and problem-solving abilities
- Excellent written and verbal communication skills