Job Description
Join our dynamic finance team at Capital Edge Financial as a Senior Credit Analyst and make immediate impact on our growing portfolio. We're seeking a detail-oriented professional to evaluate creditworthiness, manage risk exposure, and support strategic lending decisions in Raleigh's thriving financial hub. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment where your expertise drives our success. Immediate start available for qualified candidates.
Responsibilities
- Analyze financial statements, cash flows, and industry trends to assess credit risk
- Prepare detailed credit reports and recommendations for loan approval decisions
- Monitor existing portfolios for compliance and early risk identification
- Collaborate with commercial lending teams to structure optimal financing solutions
- Stay current on regulatory requirements and market conditions affecting credit policies
- Develop and maintain strong relationships with internal stakeholders and external partners
Qualifications
- Bachelor's degree in Finance, Accounting, Business, or related field
- 3+ years of commercial credit analysis experience in banking/lending
- Advanced proficiency in financial modeling and Excel (VLOOKUP, pivot tables)
- Strong understanding of GAAP, credit underwriting standards, and risk metrics
- Credit certification (CRCM, CMB) preferred but not required
- Exceptional analytical skills with attention to detail
- Ability to thrive in fast-paced, deadline-driven environment