Job Description
Join Coastal Financial Partners as a Senior Credit Analyst and become an integral part of our dynamic lending team. We're seeking a detail-oriented professional with a passion for financial analysis to evaluate creditworthiness, mitigate risks, and support our growing portfolio. Enjoy competitive compensation, comprehensive benefits, and a collaborative environment in Virginia Beach's thriving financial district.
Responsibilities
- Analyze complex financial statements, cash flows, and industry trends to assess credit risk
- Prepare detailed credit memos with actionable recommendations for loan approvals
- Monitor existing portfolios for compliance and early identification of potential issues
- Collaborate with relationship managers to structure optimal credit solutions
- Ensure adherence to internal policies, regulatory requirements, and risk management protocols
- Lead cross-functional initiatives to enhance credit decisioning processes
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 5+ years of commercial credit analysis experience with portfolio management
- Advanced proficiency in financial modeling (Excel, SQL, or similar tools)
- Deep understanding of banking regulations (Reg Z, BSA, FFIEC)
- Strong analytical skills with proven ability to interpret complex financial data
- Excellent written/verbal communication and stakeholder management abilities
- Credit certification (CRCM, CMB, or equivalent) preferred