Job Description
Join our elite finance team in Lubbock, TX as a Senior Credit Analyst and unlock your earning potential with a competitive compensation package. We're seeking a detail-oriented professional to drive risk assessment excellence and support our growing portfolio. Enjoy modern workspaces, comprehensive benefits, and career advancement opportunities in one of Texas's most dynamic economic hubs. Apply today to become part of our award-winning finance division.
Responsibilities
- Analyze complex financial statements to assess creditworthiness of corporate clients
- Prepare detailed risk evaluation reports with actionable recommendations
- Collaborate with commercial lending teams to structure optimal financing solutions
- Monitor portfolio performance and identify emerging credit risks
- Develop and maintain strong relationships with banking partners
- Lead credit committee presentations and decision documentation
- Implement and enhance credit policy frameworks
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience
- Advanced proficiency in financial modeling and Excel
- Credit Risk Management certification (CRCM) or equivalent
- Deep understanding of GAAP and financial statement analysis
- Proven track record in portfolio risk management
- Strong negotiation and communication skills
- Experience with credit software (e.g., Moody's Analytics, Fiserv)