Job Description
Join Lexington Financial Partners as a Senior Credit Analyst and become a cornerstone of our dynamic finance team. We're seeking a detail-oriented professional to evaluate creditworthiness, mitigate financial risks, and support strategic lending decisions in Kentucky's growing economy. Enjoy competitive compensation, comprehensive benefits, and opportunities for career advancement in a collaborative environment.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit recommendations and risk mitigation strategies for commercial loans
- Monitor existing loan portfolios for compliance with covenants and regulatory requirements
- Collaborate with loan officers to structure complex financing solutions
- Develop and maintain strong relationships with banking partners and industry stakeholders
- Contribute to process improvements in credit underwriting workflows
Qualifications
- Bachelor's degree in Finance, Accounting, or related field (MBA preferred)
- 5+ years of commercial credit analysis experience
- Expertise in financial modeling, ratio analysis, and cash flow projections
- Proficiency with credit scoring systems (e.g., Moody's Analytics, S&P Capital IQ)
- Strong understanding of banking regulations and lending compliance
- Exceptional analytical and decision-making abilities
- Excellent communication skills with ability to present complex information clearly