Job Description
Are you a detail-oriented financial professional looking for a Remote Credit Analyst position in Tulsa, OK? Apex Financial Solutions is seeking a skilled individual to join our dynamic team. We offer a flexible work environment, competitive compensation, and the opportunity to make a significant impact on our lending portfolio.
In this role, you will be responsible for evaluating credit applications, assessing financial risks, and ensuring compliance with federal and state regulations. This position allows you to work from the comfort of your home while maintaining a high standard of accuracy and efficiency.
Responsibilities
- Conduct thorough analysis of credit applications, financial statements, and collateral to determine creditworthiness.
- Develop and maintain credit scoring models and risk assessment criteria to minimize bad debt.
- Prepare detailed credit memos and reports for underwriting review and executive decision-making.
- Monitor existing accounts for signs of deterioration and proactively manage delinquent accounts.
- Ensure strict adherence to internal policies and external regulatory compliance standards.
- Collaborate with the sales team to provide credit solutions that meet client needs while mitigating risk.
Qualifications
- Bachelor’s degree in Finance, Accounting, Business Administration, or a related field (preferred).
- 3+ years of experience in credit analysis, underwriting, or risk assessment.
- Strong proficiency in Microsoft Excel (VLOOKUP, Pivot Tables) and financial modeling.
- Experience with loan origination systems (LOS) or credit bureau software is a plus.
- Excellent analytical skills with a keen eye for detail and accuracy.
- Strong communication skills and the ability to present complex data clearly to stakeholders.