Job Description
Join our dynamic finance team as a Remote Credit Analyst and play a pivotal role in shaping our company's financial future. This fully remote position offers the flexibility to work from anywhere while contributing to critical credit risk assessments and financial decision-making. We're seeking detail-oriented professionals with a passion for financial analysis to help us maintain robust lending portfolios in the thriving Lubbock market.
Responsibilities
- Conduct comprehensive credit risk assessments for commercial and individual borrowers
- Analyze financial statements, cash flows, and market trends to determine creditworthiness
- Prepare detailed credit reports with actionable recommendations for senior management
- Monitor existing loan portfolios for compliance and early risk identification
- Collaborate with cross-functional teams to develop risk mitigation strategies
- Stay updated on industry regulations and compliance requirements
Qualifications
- Bachelor's degree in Finance, Accounting, or Business Administration required
- 3+ years of credit analysis or underwriting experience
- Advanced proficiency in Excel and financial modeling software
- Credit certification (CRCM, CMB) preferred
- Exceptional analytical and problem-solving abilities
- Strong written and verbal communication skills
- Experience with loan origination systems (e.g., Black Knight, Ellie Mae)