Job Description
Are you looking for a rewarding career in finance with a flexible schedule? Pinnacle Financial Services is currently hiring a Part-Time Credit Analyst based in Kansas City, MO. We are looking for a meticulous professional who can assess risk, analyze financial data, and support our lending operations in a dynamic environment.
Key Highlights:
- Flexible part-time schedule (20-30 hours per week)
- Competitive hourly wage ($25 - $35/hr)
- Opportunity for professional growth within a stable organization
- Modern office setting in the heart of Kansas City
We pride ourselves on our analytical rigor and customer-centric approach. If you have a knack for numbers and a desire to help businesses thrive, we want to hear from you.
Responsibilities
- Review and analyze financial statements, tax returns, and cash flow documentation to evaluate borrower creditworthiness.
- Prepare comprehensive credit memos and risk assessments for loan committees and senior management.
- Monitor existing credit accounts for early warning signs of delinquency or deterioration.
- Communicate credit decisions and rationale to underwriting teams and external clients.
- Maintain accurate records in the company's loan management system and database.
- Stay updated on industry trends, regulatory changes, and credit scoring models.
- Collaborate with the sales team to provide credit insights for new business opportunities.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field (or equivalent work experience).
- Minimum of 2 years of experience in credit analysis, commercial lending, or financial analysis.
- Strong proficiency in Microsoft Excel (VLOOKUP, Pivot Tables, Macros) and credit software.
- Excellent analytical skills with a high degree of attention to detail and accuracy.
- Strong verbal and written communication skills.
- Ability to work independently and manage multiple tasks in a fast-paced setting.
- Experience with banking regulations and compliance standards is a plus.