Job Description
We are looking for a detail-oriented and analytical Part-Time Credit Analyst to join our finance team in Stockton, CA. In this role, you will play a crucial part in our risk management strategy by evaluating loan applications, analyzing financial data, and ensuring compliance with lending standards. If you have a knack for numbers and a desire for a flexible work-life balance, we want to hear from you.
Why Join Us?
- Flexible schedule tailored to your needs.
- Competitive hourly pay in a modern, collaborative environment.
- Opportunity to work with a diverse portfolio of clients.
Responsibilities
- Conduct thorough analysis of credit applications, including financial statements, tax returns, and bank records.
- Assess borrower creditworthiness and calculate risk profiles to determine loan eligibility.
- Prepare and maintain detailed credit files and reports in our CRM system.
- Monitor and review existing accounts to identify early signs of delinquency or financial distress.
- Collaborate with the underwriting team to ensure consistent lending policies are applied.
- Prepare monthly credit risk summaries for management review.
- Stay updated on industry regulations and compliance requirements.
Qualifications
- Bachelor’s degree in Finance, Accounting, Economics, or a related field.
- 1-3 years of experience in credit analysis, underwriting, or financial analysis.
- Proficiency in Microsoft Excel (pivot tables, VLOOKUP) and credit scoring software.
- Strong analytical skills with the ability to interpret complex financial data.
- Excellent attention to detail and accuracy in reporting.
- Strong verbal and written communication skills.
- Ability to work independently and manage time effectively in a part-time capacity.