Job Description
Join our dynamic finance team as an Immediate Hire Credit Analyst in sunny San Diego! This premium opportunity offers rapid onboarding and career growth for analytical professionals. You'll evaluate creditworthiness, assess risk exposure, and support lending decisions for diverse portfolios. Enjoy competitive compensation, comprehensive benefits, and a collaborative work environment in one of America's most vibrant cities.
Responsibilities
- Conduct comprehensive credit risk assessments for commercial and consumer clients
- Analyze financial statements, cash flows, and market trends to determine credit viability
- Prepare detailed credit reports and recommendations for senior management
- Monitor existing portfolios for delinquency risks and compliance adherence
- Collaborate with sales teams to structure optimal credit solutions
- Stay updated on regulatory changes impacting credit policies
Qualifications
- Bachelor's degree in Finance, Accounting, or related field
- 3+ years of credit analysis experience in banking or financial services
- Advanced proficiency in Excel and financial modeling software
- Strong understanding of credit scoring models and risk assessment frameworks
- Excellent analytical skills with attention to detail
- Ability to thrive in fast-paced, deadline-driven environments
- Strong written and verbal communication skills