Job Description
Join our dynamic finance team in Irvine as a Credit Analyst with flexible scheduling options! We offer a modern, collaborative environment where you can balance professional growth with personal life. Enjoy competitive compensation, comprehensive benefits, and the freedom to structure your workday around peak productivity hours. As a key member of our credit risk assessment division, you'll analyze financial data, evaluate creditworthiness, and support strategic decision-making while maintaining work-life harmony.
Responsibilities
- Analyze financial statements, credit reports, and market trends to assess borrower risk profiles
- Prepare detailed credit memos and risk assessments with actionable recommendations
- Monitor existing credit portfolios and identify potential exposure areas
- Collaborate with commercial banking teams to structure optimal credit solutions
- Stay current on regulatory compliance requirements and industry best practices
- Present complex financial analyses to senior leadership through clear visualizations
Qualifications
- Bachelor's degree in Finance, Accounting, Economics, or related field
- 3+ years of credit analysis or commercial underwriting experience
- Advanced proficiency in Excel, financial modeling, and data visualization tools
- Strong understanding of credit risk frameworks and financial statement analysis
- Excellent communication skills with ability to translate complex data
- Proven ability to work independently with flexible scheduling requirements
- Professional certifications (CFA, FRM) preferred